IFSC Code: IOBA0002981

Here is the IFSC of INDIAN OVERSEAS BANK, SMESAHARANPURDELHI ROAD, UTTAR PRADESH. Also get the latest address of INDIAN OVERSEAS BANK, SMESAHARANPURDELHI ROAD.

Field	Details
Bank	INDIAN OVERSEAS BANK
Branch	SMESAHARANPURDELHI ROAD
Address	A8,AVAS VIKAS,DELHI ROAD,SAHARANPUR247001,UTTAR PRADESH
City	SAHARANPUR
State	UTTAR PRADESH
Note	Always verify the IFSC before making transfers.

Last updated: 2025-12-10

How to use: Use the Copy IFSC button to copy the code for payments. Always verify this IFSC with your bank before initiating important transfers.

Disclaimer: We have tried our best to maintain the most up to date details as available from official sources including the Reserve Bank of India (RBI). Users are requested to verify details with the corresponding bank before utilizing the information offered here.

What is IFSC and Why It Matters?

The IFSC code IOBA0002981 uniquely identifies a bank branch for electronic payments. It is required for NEFT, RTGS, and IMPS transfers. Always verify with your bank before use.

How IFSC IOBA0002981 is structured

An IFSC code has 11 characters. The first four characters identify the bank, the fifth character is kept as 0 (zero) for future use, and the last six characters identify the individual branch.

Bank code: IOBA — for INDIAN OVERSEAS BANK
Reserved character: 0 — usually fixed as 0
Branch code: 002981 — identifies SMESAHARANPURDELHI ROAD in SAHARANPUR, UTTAR PRADESH

Frequently Asked Questions

Where can I find the IFSC code for my bank branch?
The IFSC code is usually printed on your cheque book, passbook, and bank statements. You can also verify it on the official RBI or bank website.
Can I use IFSC for international money transfers?
No. IFSC is used only for domestic electronic transfers within India (NEFT, RTGS, IMPS). For international transfers, SWIFT codes are required.
What happens if I enter the wrong IFSC code during a transfer?
If the IFSC is invalid, the transaction will fail. If it’s valid but points to the wrong branch, funds may be misrouted. Always double‑check with your bank before confirming.

Nearby IFSC Codes

IFSC codes from nearby branches (same city/district/state or same bank). Click to open details.

BARB0DBSAHA — BANK OF BARODA, SAHARANPUR, SAHARANPUR

BARB0DELSAH — BANK OF BARODA, DELHI ROAD SAHARANPUR, SAHARANPUR

BARB0GHOSIP — BANK OF BARODA, GOSHI PURA, SAHARANPUR

BARB0HAKIKT — BANK OF BARODA, HAKIKATNAGAR BRANCH, SAHARANPUR

BARB0MOREGA — BANK OF BARODA, BRANCH, SAHARANPUR

IFSC Code: IOBA0002981

What is IFSC and Why It Matters?

How IFSC IOBA0002981 is structured

Frequently Asked Questions

Nearby IFSC Codes

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